Top 12 Mobile Banking App you should know in Nigeria (Android & iOS) – MyGeeksGuide

Top 12 Mobile Banking App you should know in Nigeria (Android & iOS)

Do you want to download Online mobile banking app to carryout transaction within the country or abroad? Or you’re searching the internet for the best Digital Banking App in Nigeria for your Android and iOS Smartphone with friendly interface, good customer support, easy to use and good network.

Nigeria is growing fast in the technology world where everything is becoming easier in terms of how we handle digital issues and solve them.

With the help of digital banking app, we no need to visit the bank to Create or Open an account. The internet banking had made it easier for everyone to open an account, pay bills and make transaction with friends, family and business partners without going to the bank.

Opening an account online with the help of Mobile Banking App in Nigeria, Customer can upgrade or request for ATM Card and checkbook to enable you withdraw money in any nearest Nigeria Bank with ATM Card.

We’re listing the top 15 mobile banking app in Nigeria based on customer reviews and ratings on Google PlayStore And Apple store. 

Top 12 Mobile Banking Apps in Nigeria - 2022

1First Bank
3Access More Bank
4Zenith Bank
5ALAT Bank App
7Kuda Bank
8Jaiz Bank
10Fidelity Bank
11Union Bank
12Stanbic IBTC

First Bank

The First bank of Nigeria is the oldest bank in Nigeria founded on 1894 in Lagos, with lot of customers and Supports. If you want to create an account with first bank, you don’t have to visit the local bank to open an account. With the help of First Bank Mobile App you can create an account online to start sending and receiving money. 

To open account open or create an account with first bank digital mobile banking, Download the first bank digital banking app via playstore or apple store, after it’s installed then open the first bank mobile app. You’ll see an option to create an account, click on it and fill your valid information then click register. You’ll need for 1 or 2 hour to get it activated to start using it.

User can easily request for Debit Card and get in short time which you’ll be notify via text message that your debit card is ready.

To download first Bank Digital Banking App for Android & iOS.

First Bank – Android

First Bank – iOS


United Bank Of Africa – (UBA) app is one of the best banking apps in Nigeria. Banking with UBA is fast and Reliable. It has a lovely user interface. It’s also intended to assist customers in navigating the app. You can manage your account with this app. Check your balance, transfer funds, pay bills, and so much more. You can also use it to activate and deactivate your card, as well as make QR payments.

To give you an idea of how popular the app is, it has already received over one million downloads on Google Play. However, there are some faults in the app. Some customers had trouble logging in, which the bank resolved as soon as they received the update from their customers.

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To download United Bank Of Africa Digital Banking App for Android & iOS.

UBA Bank – Android

UBA Bank – iOS

Access More Bank

The Access Bank, which owns the mobile banking application “Access More,” is one of the best trending applications, with many reviews of 4.5 stars on the Play store. With the help of this app, users can send and receive money for business and personal use.

To create an account with access more, all you have to do is download the app from the Play Store and then register with valid information. Within a few minutes, your account number will be generated. Then you can begin using your account.

To download United Bank Of Africa Digital Banking App for Android & iOS.

Access More – Android

Access More – iOS

Zenith Bank

The Zenith Bank is consider to be one of the best banking apps in Nigeria based on customer reviews and ratings on play store. The level of service it’s render while using this app was truly remarkable. The app user interface is simple and easy to use. Even if it’s your first time using the Zenith Mobile App, you can still navigate it. You can use this app to complete all of your transactions.

Money transfers, bill payments, and airtime purchases for yourself or another person are all examples of transactions. If you have a problem, you don’t have to go to the bank; instead, you can use the app to file a complaint. the app only slow down when you don’t have a strong network to access the mobile banking app of zenith Bank, so it’s recommended to make use strong Network.

To download United Bank Of Africa Digital Banking App for Android & iOS.

Zenith Bank – Android

Zenith Bank – iOS

ALAT Bank App

ALAT by wema bank is a digital bank in Nigeria which enable user create an account, fund the account, save and pay bills from anywhere in the world. With the help of alat by wema you can conduct all your transaction without visiting the bank.

To open an account with the mobile banking – ALAT by wema is very easy and fast, all you have to do is download the app from play store or apple store. Register and fill the form with valid information. Within few minutes your account will be ready.

You can request for an ATM Card, which will be deliver to you in 5 days, anywhere in Nigeria, at no cost.

Download Alat by wema Mobile Banking App for Android and iOS

ALAT – Android



One of the country’s best mobile banking apps. The GTBank mobile app allows you to take your bank with you wherever you go. You can manage your account from the convenience of your own home or office. You can carry out any banking transaction you want with a well-designed user interface.

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Examine your transaction history for transactions such as money transfers, bill payments, and the purchase of airtime and data bundles. You can also use the app to request your bank statement, manage your debt, or manage your credit card. You can also change your email address, phone number, and other information using the app. The app can be used for a variety of purposes.

To open an account with mobile banking – GTBank is very easy and fast, all you have to do is download the app from play store or apple store. Register and fill all needed information, within hours or a day your account will be created and activated – ready to use.

Download GTBank – Mobile Banking Apps for Android and iOS

GTBank – Android

GTBank – iOS

Kuda Bank

Kud Bank is an online mobile banking app founded on 2019 by Babs Ogunfeyi and Musty Mustapha, with the aim to enhance the digital banking system in Nigeria. But today kuda Bank is currently the best banking app which you can send and receive money, pay bills, buy airtime and Investments by saving money and earn more than you saved.

To register with kuda Bank is easy and fast, all you have to do is Download the mobile app from playstore or apple store, using the below link, make sure you’re having a valid phone number with 11 digit number. After registration you phone number will be used as your account number, i.e when you register using a phone number of (08149096001) the first digit will be removed and left with 8149096001, that will be your account number.

Immediately after regulation is completed, you can start sending and receiving money, paying bills with your account via your mobile banking app.

Download Kuda Bank Mobile Banking App For Android and iOS

Kuda Bank – Android

Kuda Bank – iOS

Jaiz Bank

Jaiz Bank is among the best popular bank in the northern part of Nigeria, it was founded on 2003 and was lincence on 11 November, 2011 with the aim of providing ethical services to individuals, corporate and government entities, But today it’s rated the best mobile banking apps in Nigeria. The Customer Reviews and Rating is 4.5 star.

With Jaiz Bank you can send and receive money, pay bills and take loan with no interest, mostly for business owners and students.

Opening an account with Jaiz Bank is fast and easy, download jaiz Bank via play store or apple store, make sure it’s installed on your device and register.

During the registration you are advised to provide valid information to verify your account with Jaiz Bank.

Enjoy the movement with Jaiz Bank sending and receiving money with the mobile banking app.

Download Jaiz Bank Digital Mobile Banking App for Android and iOS

Jaiz Bank – Android

Jaiz Bank – iOS


TAJBank’s mobile app is called “MyTAJ”. TAJBank account holders can use the app to conduct full financial and non-financial transactions. You can use this app to transfer funds to your account and other banks.

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It also supports bill payment, fingerprint recognition, account reviews, and a variety of other features. QR payments are also supported by the app. If you want, you can also change your pin. The app has received positive feedback from users, which is why it made the list of the best banking apps in Nigeria.

To download MyTAJ Digital Banking App for Android & iOS.

MyTAJ Bank – Android

MyTAJ Bank – iOS

Fidelity Bank

The Fidelity Bank is an online financial services – easy and accessible to it customers, using the mobile banking app you can do all transition with friends, family and business partner. The mobile banking app interface is friendly to use and easy to get in touch with the Fidelity Customer care using the inbuilt app message to chat them.

To open an account with fidelity bank using mobile banking app. Download the from play store or apple store, installed and fill your valid information.

Fidelity Bank – Android

Fidelity Bank – iOS

Union Bank

With Union Bank Mobile Banking makes it simple to make payments, view account information, and more without leaving your house or contacting customer support. You can transfer money between account quickly and easily, pay bills in less than a day or setting up recurring payments

It’s secured with the use of fingerprints, face ID and password to protect personal information.

To open an account with Union Bank you can download the online mobile banking app via play store or apple store, then fill the form with your personal details, make sure it’s valid.

Download Union Bank Mobile Banking App for Android and iOS

Union Bank – Android

Union Bank – iOS

Stanbic IBTC

Stanbic IBTC is an online digital mobile banking app with the best user interface; there are many ratings and reviews about how friendly the app looks, as well as how easy and convenient banking with the Personal Current Account is. With access to online banking platforms available 24 hours a day, seven days a week. You can send and receive money, as well as pay bills and save money. The app has a simple sign-in process. Using your device’s fingerprint sensor.

To open an account with Stanbic IBTC, simply download the Digital Banking App from the Google Play or Apple App Store.

Stanbic IBTC – Android

Stanbic IBTC – iOS

Advantage of Using Digital Mobile Banking App in Nigeria

  • Account Activation within a days
  • Fast And Reliable
  • Secured And Track Recent Activities
  • Easy to access loan
  • Easy to buy Airtime 
  • Checking Balance Made easy
  • Investment Made Easy
  • Additional Features: Biometrics, Password Protection and QR Payment.

Wrapping up

There are a lot of mobile banking applications online, but we have listed the top 12 mobile banking applications you should know, because we did research and checked out the customer reviews and each mobile app’s performance and service before writing and listing it here on our website, If you think there are any of these mobile banking applications you want us to know, you can leave it in the comments section.

Author Moses

Authormoses the CEO and Chief Editor of MyGeeksGuide. Our Team are Striving hard to bring you with Reliable Information around the Technology World. (Tech & Gadgets) Follow Us on Social Media.

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