• Home
  • News
    • Business
    • Tech News
  • Reviews
  • Buying Guides
  • Apps
  • How-to’s
  • Forums
  • More
    • About Us
    • Contact Us
    • Disclaimer
    • Privacy Policy
    • Our Authors

Subscribe to Updates

Get the latest creative news from FooBar about art, design and business.

Enter your email address:

Delivered by FeedBurner

What's Hot

Top 5 Best Translator Apps For iPhones Translate Swiftly

May 14, 2022

Learn Advanced SEO From Scratch,Complete SEO Training Course Free Course Coupon

May 9, 2022

AWS Certified SysOps Administrator – Associate Practice Exam Free Course Coupon

May 9, 2022
Facebook Twitter Instagram
  • News
  • Gadgets
  • Comparisons
  • Buying Guides
Facebook Twitter Instagram
MyGeeksGuide MyGeeksGuide
Subscribe
  • Home
  • News
    • Business
    • Tech News
  • Reviews
  • Buying Guides
  • Apps

    Top 5 Best Translator Apps For iPhones Translate Swiftly

    May 14, 2022

    Google data safety section will warn you of apps invading your privacy

    May 2, 2022

    Top 5 Best Android Apps to Sell Gift Cards in Nigeria

    April 12, 2022

    Top 5 Best Online Music Streaming Apps for Android and iOS – 2022

    March 22, 2022

    Top 12 Mobile Banking App you should know in Nigeria (Android & iOS)

    March 22, 2022
  • How-to’s
  • Forums
  • More
    • About Us
    • Contact Us
    • Disclaimer
    • Privacy Policy
    • Our Authors
MyGeeksGuide MyGeeksGuide
Home»Business»Benefits of Applying for Premium Credit Cards in America
Business

Benefits of Applying for Premium Credit Cards in America

Author MosesBy Author MosesMay 6, 2022No Comments4 Mins Read
Facebook Twitter Pinterest LinkedIn Tumblr Email
Premium Credit Cards in America
Premium Credit Cards | Image Credit: Pixabay
Share
Facebook Twitter LinkedIn Pinterest Email

Contents

  1. What are premium credit cards?
  2. Who should apply for a premium credit card?
  3. What are the perks of owning a premium credit card?
  4. How do I apply for a premium credit card?
  5. Conclusion:

Are you planning to apply for premium credit cards in America? If yes, I’d like to highlight the benefits of applying for premium credit cards in America. When you apply for a premium credit card, you are subjected to a pre-screening process that can help you qualify for better loan deals.

What are premium credit cards?

Premium credit cards are high-end, credit cards that offer superior rewards, benefits and services to their holders. These cards are targeted towards people with excellent credit scores; however, even those with bad or average scores can apply for them if they have the right income and financial history.

In addition to offering rewards and cash back to cardholders, premium credit cards also provide premium protection for purchases made with the card. This includes purchase protection, return protection, extended warranty protection, fraud liability coverage and more.

Who should apply for a premium credit card?

Premium credit cards can be an excellent way to build your credit, as long as you use them responsibly. If you’re wondering whether a premium card is right for you, consider the following:

You have good to excellent credit. Premium cards are designed for people with good to excellent credit and are likely to be denied if your score is below that range.

You want a rewards card that rewards travel, dining or other luxury purchases. While some premium cards offer cash back or other rewards, they’re usually better at rewarding specific types of spending than general rewards cards. For example, the Chase Sapphire Reserve Visa Signature® Card offers 3 points per $1 spent on travel reservations made through the Chase Ultimate Rewards program (up to $300 per year), which can be redeemed for free travel through the Chase travel portal or transferred to airline and hotel partners.

ALSO READ:  CIO Africa Partnered up with The Rebel Element to form dx5

You want a card with perks such as airport lounge access or concierge service. Many premium cards offer these kinds of benefits — check out our list of best credit cards with lounge access for more details on what to expect from these types of perks.

What are the perks of owning a premium credit card?

While not every cardholder will benefit from the premium perks and benefits, there are some that can help you save money and gain rewards that are worth considering. Here are some of the perks of owning a premium credit card:

  1. You get the ability to earn valuable rewards points that you can redeem for products and services with your favorite brands.
  2. You also get exclusive access to special offers, discounts and deals from these brands.
  3. Some premium credit cards also offer you complimentary travel insurance, rental car insurance and purchase protection.
  4. And if you’re in need of emergency cash or a loan, some premium cards offer better rates than traditional bank loans.

How do I apply for a premium credit card?

If you want to apply for a premium credit card, the application process is similar to the application process for a standard card. Before applying here’s what you should know.

The two main types of premium credit cards are charge and travel cards. Charge cards don’t require you to pay your balance in full each month, but they do charge an annual fee. Travel rewards cards typically earn points or miles that you can redeem for flights, hotels and other travel expenses.

ALSO READ:  Top 5 Cheapest POS Machine In Nigeria

You’ll need to provide basic personal information, such as your name, address and Social Security number. You might also have to provide details about your income and employment, plus any bankruptcies or other financial problems that you’ve had in the past.

The application process may take longer if you’re applying for a premium card with an annual fee or if you have bad credit. You may have to wait up to 30 days or more before getting your card in the mail.

If you’re approved, it’s likely that you’ll receive your new card within 10 business days.

Conclusion:

If there’s one thing you should remember from this article, it’s that there are many different options for you when it comes to credit cards. With everything from rewards and bonuses to the issuer, the amount of time you carry the card for, and even your credit history and score, you can find a card that suits your needs. So take some time to research your options and choose a card that’s going to provide the most benefits for you.

If a premium credit card is what works for you, go forth and enjoy its many perks. If not, there are still plenty of other good everyday credit cards out there.

Thanks for reading, I’d like you to drop a comment below concerning this article, so our audience can read and contribute.

Share. Facebook Twitter Pinterest LinkedIn Tumblr Email
Author Moses
  • Website
  • Facebook
  • Twitter
  • LinkedIn

Authormoses is the CEO and Chief Editor of MyGeeksGuide. We serve you with Reliable Information around the Technology World. (Tech & Gadgets Enthusiast) Follow Us on Social Media.

Related Posts

How to Deactivate USSD Code from Working With Any Bank in Nigeria

April 26, 2022

Top 5 Cheapest POS Machine In Nigeria

April 17, 2022

CIO Africa Partnered up with The Rebel Element to form dx5

April 11, 2022
Add A Comment

Leave A Reply Cancel Reply

Free & Paid Courses
Free & Paid Courses

Learn Advanced SEO From Scratch,Complete SEO Training Course Free Course Coupon

By Author MosesMay 9, 20220

This Advanced SEO training course contains 9+ hours of very In-depth Video walk-through modules with proven…

AWS Certified SysOps Administrator – Associate Practice Exam Free Course Coupon

May 9, 2022

JavaScript & jQuery – Certification Course for Beginners Free Course Coupon

May 6, 2022

HTML, JavaScript, & Bootstrap – Certification Course Free Course Coupon

May 6, 2022
Latest Opportunities
News

Regional Security and Safeguarding Advisor at CBM International | Apply Now

By Author MosesMay 9, 20220

Job Field Security / Intelligence Job Type Full-Time Education BA/BSc/HND Location Abuja FCT Experience 5…

Viju Industries Recruitment 2022 – Jobs Application Portal

May 4, 2022

Call for Code Global Challenge for Developers – 2022 | Apply Now

May 3, 2022

Google is Hiring Engineers For First Product Development Centre In Africa (Job Opportunity)

April 20, 2022
Latest Posts

Top 5 Best Translator Apps For iPhones Translate Swiftly

May 14, 2022

Learn Advanced SEO From Scratch,Complete SEO Training Course Free Course Coupon

May 9, 2022

AWS Certified SysOps Administrator – Associate Practice Exam Free Course Coupon

May 9, 2022

Regional Security and Safeguarding Advisor at CBM International | Apply Now

May 9, 2022
Top Reviews
8.8

Honor Magic 4 – Reviews: Specifications And Price In Nigeria

By Author Moses
8.8

Xiaomi 12 Pro Review: Specifications And Price In Nigeria

By Author Moses
8.4

Top 10 Smartphone Under Range of ₦60,000 and ₦50,000 Naira in Nigeria

By Author Moses
MyGeeksGuide
Facebook Twitter YouTube Telegram
  • Home
  • About Us
  • Contact Us
  • DMCA
  • Sitemap
  • Disclaimer
  • Privacy Policy
© 2022 - MyGeeksGuide | All Right Reserved

Type above and press Enter to search. Press Esc to cancel.

We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. By clicking “Accept All”, you consent to the use of ALL the cookies. However, you may visit "Cookie Settings" to provide a controlled consent.
Cookie SettingsAccept All
Manage consent

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously.
CookieDurationDescription
cookielawinfo-checkbox-analytics11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checkbox-functional11 monthsThe cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checkbox-necessary11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-others11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checkbox-performance11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
viewed_cookie_policy11 monthsThe cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.
Functional
Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features.
Performance
Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.
Analytics
Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.
Advertisement
Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. These cookies track visitors across websites and collect information to provide customized ads.
Others
Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet.
SAVE & ACCEPT